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Rates
Rates are subject to change without notice.
Call 614.276.6589 or 800.765.4928 for the most recent rates.

RATES

Savings Rates - Effective Monday, June 30, 2008
Account TypeAPRAPYMinimum
Deposit
Minimum
Balance
Regular Share0.490%0.490%$0.00$500.00
Regular Share0.490%0.490%$0.00$2,500.00
Regular Share0.490%0.490%$0.00$10,000.00
Regular Share0.540%0.540%$0.00$25,000.00
Regular Share0.640%0.640%$0.00$50,000.00
Regular Share0.740%0.740%$0.00$100,000.00
Money Fund0.990%0.990%$0.00$500.00
Money Fund1.290%1.300%$0.00$2,500.00
Money Fund1.540%1.550%$0.00$10,000.00
Money Fund1.640%1.650%$0.00$25,000.00
Money Fund1.980%2.000%$0.00$50,000.00
Money Fund1.980%2.000%$0.00$100,000.00
Prime Checking0.490%0.490%$0.00$500.00
Traditional Ira0.490%0.490%$0.00$500.00
Traditional Ira0.490%0.490%$0.00$10,000.00
Traditional Ira0.590%0.590%$0.00$25,000.00
Traditional Ira0.690%0.690%$0.00$50,000.00
Traditional Ira0.790%0.790%$0.00$100,000.00

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CD Rates - Effective Tuesday, July 8, 2008
Certificate TermAPRAPYMinimum Deposit
7 Month Special3.490%3.550%$5,000.00
7 Month Special3.540%3.600%$10,000.00
7 Month Special3.590%3.650%$25,000.00
7 Month Special3.640%3.700%$50,000.00
7 Month Special3.690%3.750%$100,000.00
6 Month Certificate2.470%2.500%$500.00
6 Month Certificate2.520%2.550%$2,500.00
6 Month Certificate2.570%2.600%$10,000.00
6 Month Certificate2.620%2.650%$25,000.00
6 Month Certificate2.670%2.700%$50,000.00
6 Month Certificate2.720%2.750%$100,000.00
12 Month Certificate2.570%2.600%$500.00
12 Month Certificate2.620%2.650%$2,500.00
12 Month Certificate2.670%2.700%$10,000.00
12 Month Certificate2.720%2.750%$25,000.00
12 Month Certificate2.760%2.800%$50,000.00
12 Month Certificate2.810%2.850%$100,000.00
18 Month Certificate2.670%2.700%$500.00
18 Month Certificate2.720%2.750%$2,500.00
18 Month Certificate2.760%2.800%$10,000.00
18 Month Certificate2.810%2.850%$25,000.00
18 Month Certificate2.860%2.900%$50,000.00
18 Month Certificate2.910%2.950%$100,000.00
24 Month Certificate2.860%2.900%$500.00
24 Month Certificate2.910%2.950%$2,500.00
24 Month Certificate2.960%3.000%$10,000.00
24 Month Certificate3.010%3.050%$25,000.00
24 Month Certificate3.060%3.100%$50,000.00
24 Month Certificate3.100%3.150%$100,000.00
36 Month Certificate3.150%3.200%$500.00
36 Month Certificate3.200%3.250%$2,500.00
36 Month Certificate3.250%3.300%$10,000.00
36 Month Certificate3.300%3.350%$25,000.00
36 Month Certificate3.350%3.400%$50,000.00
36 Month Certificate3.400%3.450%$100,000.00
48 Month Certificate3.350%3.400%$500.00
48 Month Certificate3.400%3.450%$2,500.00
48 Month Certificate3.445%3.500%$10,000.00
48 Month Certificate3.490%3.550%$25,000.00
48 Month Certificate3.540%3.600%$50,000.00
48 Month Certificate3.590%3.650%$100,000.00
60 Month Certificate3.640%3.700%$500.00
60 Month Certificate3.690%3.750%$2,500.00
60 Month Certificate3.735%3.800%$10,000.00
60 Month Certificate3.780%3.850%$25,000.00
60 Month Certificate3.830%3.900%$50,000.00
60 Month Certificate3.880%3.950%$100,000.00

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Loan Rates - Effective Tuesday, July 8, 2008
Loan TypeRates as low asTerms/Information
New Car Loans5.990%Terms Up To 84 Months Available!!
Used Car Loans5.990%Terms Up To 72 Months Available!!
Home Equity Line Of Credit4.750%Equity Lines Available Up To 95% Of Your Home's Value
Fixed Rate Second Mortgage8.500%Loans Available Up To 100% Of Your Home's Value.
Ten Year First Mortgage5.875%Own Your Home In Ten Years, One Fee, Quick Closings
Personal Choice Line Of Credit6.740%Signature Line Of Credit
Visa Platinum Rewards7.990%Low Rates With Curewards Points For Every Dollar Spent
New Recreational Vehicle8.490%New Recreational Vehicle Up To 180 Months
Used Recreational Vehicle9.240%Used Recreational Vehicle Up To 180 Months

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HELOC Loans have a $10,000.00 minimum. Visa requires annual use of card or a fee may be imposed.


* Actual rates may vary according to borrower's credit history, amount borrowed, method of repayment, and/or term of loan. All rates subject to change without notice. Rates shown reflect all available loan discounts.

**  Actual contract rate received will be based on credit qualifications and LTV (Loan-To-Value) up to a maximum of 95%. As of 5.05.08 contract rates range from 4.75% to 12.00%. Rates are variable and are indexed to the Prime Rate as published in the Wall Street Journal. Maximum APR governed by Ohio usury laws. Closing costs and prepayment penalty will apply. $50 annual fee waived for the first year. Consult your tax advisor regarding deductibility of interest. Promotional rate subject to change without notification.

Note 1 - Variable rate loans are subject to change monthly during the term of the loan based on the Wall Street Journal Prime interest rate.

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