Unexpected expenses or spur-of-the-moment dreams... sometimes we need some extra cash.

A Personal Choice Revolving Credit
Line can be the perfect solution
Personal Choice offers you a personal line-of-credit guaranteed by your signature...at competitive rates. Combine that with the personal attention you'll receive as a Western Member/Owner and Personal Choice is a financing alternative that is worth a look!

Personal Choice Credit Line Features

• Variable and fixed rate plans available.*
• Lines ranging from $1,000-$25,000. Set up a total line that meets your needs, and borrow what you need, when you need it!
• Guaranteed by your signature
• Minimum of $1,000 per advance
• Take up to 48 months to repay
• Repay at a comfortable pace, with no penalties for early payoff-and repaid funds become available for borrowing again
• Choice of convenient repayment methods, including payroll deduction, direct deposit or pre-authorized deduction, means you never need to worry about late payments
• No application fee and no annual fee make Personal Choice affordable to set up and affordable to keep
• All application paperwork can be completed in a single appointment, with preliminary approval usually given the same day you apply