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Introducing the
Zoogles Savings Club!
Western is very excited to introduce the new Zoogles Savings Club for Western members age 11 and younger.
Zoogles Savings Club members will learn the importance of starting or continuing to save money in a fun, learning environment. In the process, Zoogles Savings Club members are rewarded for having a good savings habit earning ZooBucks which can be redeemed for special gifts or prizes.
Here are a few Zoogles Savings Club benefits:
• Their own personal Zoogles
Savings Club membership card.
• Special Savings events and contests.
• Receive a Zoogles birthday card
on their special day.
• Watch their savings grow in their
very own Zoogles MoneyBook.
• Earn and save ZooBucks then trade
them for cool stuff.
As an introductory offer, when a child or grandchild opens a Western youth savings account and enrolls in the Zoogles Savings Club, Western will match the required initial $5 deposit. Plus each child that opens a new youth savings account and enrolls in the Zoogles Savings Club will automatically be entered in a drawing for a chance to win four admission tickets to the Columbus Zoo during the 2009 season and they will receive a special Zoogles gift.
Saving money is the smart thing to do... but as a Zoogles Savings Club member, your child will learn that saving their money is not only easy, but it is fun, too! And there is more E-xciting news, be sure to ask how your child can double their ZooBucks. It is E-asy! Enroll your child in the Zoogles Savings Club today at the Western Member Solution Center nearest you. We look forward to seeing them soon!
Visit the Zoogles page
Gifts and prizes will vary based upon age and subject to availability. As a rule, Zoogles Savings Club members may only earn one (1) ZooBuck per day. Matching deposit program and Columbus Zoo ticket drawing ends July 31, 2009. Each account must bear the proper tax identification number of the account owner. No purchase or deposit necessary to enter drawing for tickets to the Columbus Zoo. To be eligible for drawing, remit a 3x5 card with name, address, email and telephone number to Western Credit Union, 750 Georgesville Road, Columbus Ohio 43228, attn: Marketing Dept. Winners will be notified by email, mail or by telephone.
Go Green!
Get a free Therm-o-tote when
you sign up for E-Statements
Sign up for E-statements and take part to save the environment. When choosing a statement electronically and not printed, less paper is used and more trees are saved! Sign-up for E-statements now and receive an eco-friendly Therm-o-tote to use for cold items at the grocery or take to the beach, pool or ballgame. Just one more way a difference can be made to improve the environment!
Sign up at the Member Solution Center near you or on It’s Me 247 online banking. Under the preference tab use the E-statements Options button. It’s that easy!
Top 5 Reasons To
Sign-up for E-statements:
1. It’s Free!
2. Minimize the
risk of identity theft
3. 24/7 access to statements
4. Fast, convenient & eco-friendly
5. Reduce paper waste
each month
Added bonus: Receive a
Therm-o-tote once enrolled.
Free Therm-o-tote while supplies last! If signed up for E-statements through It’s Me 247, visit one of the Member Solution Centers to claim your Therm-o-tote. Existing E-statement receiver? Give us a call and see if you qualify for a free Therm-o-tote.

Western partnerswith Revealty real estate search
Looking to buy a home? It certainly is a “buyer’s” market. But how does someone sift through all the information and criteria to narrow down the search to where it is manageable? Look no further than Western Credit Union and its new online real estate solution, Revealty.
This new partnership provides Western members with a complete ONLINE listing of all homes for sale throughout the Central Ohio market! That’s right, the entire MSL listing at your fingertips. Members can search by what is important to them, for example, by school district, price, etc. Revealty will help members buy right and get the best deal on their real estate needs!
Here is what else Western and Revealty offer at no cost:
- Receive automatic e-mail updates on areas of interest!
- See new listings and price reductions!
- Compare school district report cards!
- Save and email favorite listings!
- Understand the process of buying and selling real estate and how to save money!
- Get educated on the foreclosure market: HUD, bank-owned, sheriff sales, etc!
- And much more!
To check out this new service, visit www.westerncu.com and click on the Revealty link on the home page. When you find your perfect home, you can ap-ply for your new mortgage at Western by clicking on the Mortgages link on our home page. Home shopping and home buying was never any easier and done with as much confidence. That is the Western difference
One in five new cars sold in
America
was financed at a credit union
Western, just like credit unions all across America, is doing its part to help bolster our nation’s economy. “Invest in America” is a credit union exclusive program that en-ables credit union members to receive great discounts on new GM and Chrysler vehicles. And when you finance your new vehicle with Western, you’ll save even more with low loan rates. Invest in America means supporting the workers and products that make our country strong. And how about this fact: Since the program started last fall, through January 31, 2009, one in every five new cars sold in Amer-ica has been financed at a credit union. That equates to over 28,600 vehicles nationwide. To find out more about this program, visit Invest in America
Why a mortgage from Western?
Whether you are moving into your first home or moving up to your dream home, Western’s mortgages provide competitive rates, low fees and a variety of terms. Our friendly and knowledgeable mortgage experts are not paid a commission. They’ll find the perfect loan to fit your situation, so “home sweet home” will quickly become a reality!
Our mortgage program features:
- Fixed and adjustable low-rate mortgages.
- No hidden fees. No surprises.
- No repayment penalties.
- No junk fees.
- A solution you can trust now and long
into the future!
If you need a helping hand with your current mortgage, or if you imply wish to speak with one of our mortgage experts, call us today or stop by the Western Member Solution Center near you.
Making mortgages simple!
Member John B. said of his mortgage experience at Western, “Being a first time homebuyer, I was initially apprehensive about working with a lender, but the personal interac-tion and the prompt, pleasant and comprehensive service made me feel very comfortable. The option to take care of so much online gave me the flexibility that worked well with my schedule. I have already recom-mended others to Western!”
New! Now you can apply for a Western mortgage online!

Still on the Fence About a New Home?
You may qualify for the new $7,500 temporary first-time home buyers tax credit! For more information, go to this informative website:
www.federalhousingtaxcredit.com.
Too Much Month, Not Enough Money?
StretchPay can help
Unexpected expenses can lead to living
paycheck-to-paycheck. When cash flow
is tight, payday may not arrive soon
enough to pay bills on time. Turn to
Western for the new, short-term loan
called StretchPay to help you make it
over the hump until the next payday.
Where commercial payday lenders
may charge fees equivalent to annual
percentage rates (APRs) of 400% and
more on their payday loans, StretchPay
charges a low rate of 18% APR, plus a
small annual fee to enroll in the
program.*
With StretchPay, you pay less
in finance charges, which leaves more
to spend on things that are important to
you. Once you pay off the loan,
you can use it again and there is
no hassle, no application, and
no additional fees.
*To qualify, you must be a Member of our credit union for at least 90 days, be able to show proof of income, have no delinquent accounts at the credit union, and not be in the process of filing for bankruptcy. Finance charges on a 30-day $250 StretchPay loan are $3.70. Loan fee for a commercial payday lender charging $15 per $100 borrowed is $150 for $500 borrowed over two 14-day terms.
Switch to E-Statements and enjoy the convenience
Sign up for E-Statements and receive your monthly statement in your e-mail. E-Statements are fast, safe, convenient, eco-friendly and easy to read. E-Statements make reconciling your accounts online simpler than ever! We'll even deposit 25¢ in your account each month!
To sign up, sign in to It's Me 247 and select "View Your Statements."
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