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This convenient savings option offers returns similar to those earned by money market mutual funds... and your money stays in a convenient, local, insured institution. The tiered-dividend rate structure of Money Fund Savings means the more you save, the more you earn!
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An Easy Way To Save
Use payroll deduction or direct deposit to your Money Fund Account and watch your money grow. Once the account is opened with a minimum deposit of $500*, additional deposits can be made at any time.* A minimum of $2,500 daily balance is necessary to avoid a $10 monthly minimum balance fee. For additional fee and rate information contact the credit union.
Easy Access To Your Account
Up to six withdrawals or transfers can be made a month. A $0.50 withdrawal fee applies to each withdrawal after two per month.
Earn More With a Western Money Fund
The Western Money Fund is almost as accessible as a basic savings account, yet allows you to earn a higher rate of return. And, the more you save, the more you earn. Dividends are accrued on a tiered basis:
Tier 1: |
$100,000+ |
Tier 2: |
$50,000 - $99,999.99 |
Tier 3: |
$25,000 - $49,999.99 |
Tier 4: |
$10,000 - $24,999.00 |
Tier 5: |
$2,500 - $9,999.99 |
Tier 6: |
$500 - $2,499.99 |
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Your Money Grows Faster
Because dividends are credited to your Western Money Fund Account monthly, you receive an advantage of compounded interest, which means your savings can grow even faster. Your money works as hard as you do in the Money Fund Account!
A Safe, Secure Investment
Just like all of your Western accounts, your Money Fund Account is insured up to $350,000. You can feel confident your investment is safe and secure with your credit union.
Western's Money Fund is a safe and
easy way to get more for your savings.
Compare our rates to other money market accounts and we think you will find our rates to be competitive and our minimum balances to be low! Your credit union is a great place to watch your money grow.
Let us help you make the most of the money you save!
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