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A variety of loan services to meet your needs.
With competitive rates on a full line of consumer loans, Western is ready to help you achieve your dreams. And whether you want to apply by phone or inquire about rates, answers are as close as our audio response system, CU*TALK.
Our borrowing programs include:
Apply by phone at 800.815.3104 or online. Getting the loan you need has never been easier.
Get your Western auto loan at the dealership
Visit any of the auto dealers listed here and experience the convenience of receiving your Western Credit Union loan right at the dealership!
StretchPay is an alternative to traditional Payday loans.
 Unexpected expenses can lead to living paycheck-to-paycheck. When cash flow is tight, payday may not arrive soon enough to pay bills on time. Turn to Western for the new, short-term loan called StretchPay to help you make it over the hump until the next payday.
Where commercial payday lenders may charge fees equivalent to annual percentage rates (APRs) of 400% and more on their payday loans, StretchPay charges a low rate of 18% APR, plus a small annual fee to enroll in the program.*
With StretchPay, you pay less in finance charges, which leaves more to spend on things that are important to you. Once you pay off the loan, you can use it again and there is no hassle, no application, and no additional fees.
To apply for a StretchPay loan or learn more, please call us at 614. 276.6589 or 800.765.4928.
*To qualify, you must be a Member of our credit union for at least 90 days, be able to show proof of income, have no delinquent accounts at the credit union, and not be in the process of filing for bankruptcy. Finance charges on a 30-day $250 StretchPay loan are $3.70. Loan fee for a commercial payday lender charging $15 per $100 borrowed is $150 for $500 borrowed over two 14-day terms.
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