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*Annual Percentage Rate (APR) fixed as low as 4.25% for six months. Intro rate requires $5,000 initial draw and minimum line of $10,000. After promotion expires, rate based on credit qualifications and Loan-To-Value up to maximum of 95%. Rates are variable indexed to Prime as published in Wall Street Journal. As of 5.8.08 contract rates range from 4.75% to 12.00%. Maximum APR governed by Ohio usury laws. **Credit lines closed in less than 24 months are subject to pay all closing costs incurred. $50 annual fee waived for the first year. Property insurance may be required. Rates subject to change without notification.
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