Western Share Certificates give you an easy and safe way to earn a higher return on your savings!

• Easy to open with a low minimum balance. Accounts can be opened with as little as $500!
• Earn more on your investment. Certificates give you a higher rate of return than a regular savings account.
• A safe secure investment. As with all of your Western accounts, your certificate savings is insured up to $350,000 by the National Credit Union Association and Excess Share Insurance.

At Western, you can open a regular or jumbo share certificate (jumbo certificates require a minimum $100,000 deposit). All certificates can also be opened as IRA accounts to give you another vehicle for your retirement savings!

A variety of terms are available for your short-term, mid-term, and long-term saving goals. Regular certificates can be opened for various time frames, anywhere from 6 months to 5 years. Jumbo Certificates can be opened for terms of 30 days to 1 year.

Check all certificate rates